Diary of the pulubi chinkee tan how to#
My Ipon Diary - Learn how to #IPONPAMORE with “My Ipon Diary,” a book and guide that will teach you practical and simple steps to start saving more! Importante ang pagtabi ng pera pero hindi talaga nagagawa ng karamihan. Become debt-free through simple and doable steps. Build wise money habits that will help you save more. Also follow VIBER PUBLIC CHAT GROUP search chinkee tan, and VISIONCHINKEE on You Tube for more news and encouragements.Piso Planner - A financial planner for everyone.ĭiary ng Pulubi "22 Money Lessons On How To Avoid Going Broke!" - Spot poor spending habits that you might have and find out how to correct them. For more info about Chinkee Tan, please visit his fan page at FB, Twitter and Instagram. His vision is to help people become financially-literate and debt-free. (Chinkee Tan is a top Filipino motivational speaker, wealth and life coach whose goal is to inform, educate, motivate, and disturb. It is now the number 1 best-selling book at NATIONAL BOOKSTORE. If you are serious in getting out of financial stress, please read my book “Diary of A Pulubi”. If you want to develop the discipline and determination to be able to save, please read my latest book “My Ipon Diary” which is now available online at /ipon What kind of discipline would you like to work on when it comes to money? You must have a do whatever it takes attitude to be able to develop the habits of becoming financially disciplined.Īre these habits contributing to your goal to be financially stable? However saying disciplined and determined is the hardest part. Having the desire to get started is the easy part. STEP 4: ASK YOURSELF: ARE YOU WILLING TO DO WHAT IT TAKES TO GET THERE?ĭiscipline and determination now should take over in order to bring you to where you are in order to where you want to be. If you want to be financially stable and enjoy financial freedom in the future, ask yourself this important question. Eat less at restaurant so you can have more money. You don’t have to eat out on weekly basis to satisfy your cravings. You do not have buy shoes, clothes or bags on a monthly basis. I always recommend a simple and practical type of lifestyle. STEP 3: ASK YOURSELF: WHAT KIND OF LIFESTYLE DO I WANT? Do not fall into the trap of buying things you sometimes do not need simply because your credit card limit still allows it. Whatever you do, learn the discipline of not spending using your credit card. I hope you try to avoid this at all cost.ĭo you know that you will have the tendency to spend over 30% when you use credit cards? You will not feel that you are spending real money, since physical money is not exchanging hands. This is the top reason why people live in financial stress. Do not overspend, or worst, you borrow money to sustain the lifestyle you want to live. STEP 1: DON’T SPEND MONEY YOU DON’T HAVE. Here are 4 steps you can follow in order to become financially disciplined: Once the act of saving money becomes a habit, it will easily become your second nature. Creating the discipline is only a matter of building the right HABITS. No matter how tiring and frustrating it can get, always get back up and try again. But the real key to building the right kind of discipline is to simply NEVER GIVE UP.
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